American Life Direct
Term Life Insurance on the Button
In today’s society, where so many of us live from paycheck to paycheck, one of the most important financial assets a family should have in place is term life insurance. While most of us know that protecting our loved ones is a primary responsibility, we avoid searching out coverage. Many people procrastinate with regards to decisions about life insurance partly in anticipation of a very time consuming process in order to begin a dependable plan. American Life Direct cuts through the red tape for you.
American Life Direct Advantages:
- The World's Fastest Life Insurance
- Term Life Coverage up to $150,000
- No Medical Exam
- No Agent Contacting You
With their secure online site, you can apply and start your policy all on the same day. From the comfort of your own home computer, you simply fill out their short questionnaire, opening a policy for up to $150,000.00 worth of coverage. American Life Direct requires no mandatory medical examination or endless paperwork to sign and initial. They make the process simple, asking only that you answer their questions honestly in order to estimate your coverage. You can open your policy entirely online without speaking directly to a representative unless you choose to call for information.
American Life Direct’s term life insurance policies are provided by Liberty Life Insurance Company. In business since 1905, Liberty Life Insurance Company holds an “A” rating with A.M. Best. The coverage they offer is reputable and dependable. If, for any reason you decide that this policy is not the best for your needs, American Life Direct offers a thirty one day grace period to think over your decision. If you should change your mind in that time, you can return the policy for a full refund.
The key to the policies available on this site are their convenience and ease of use. Your policy payments can be directly charged to your choice of credit card, or withdrawn electronically from the bank account of your stipulation. The premiums will never go up in cost from the time of your enrollment, nor will the benefits decrease for the duration of your policy. You can change payment information and check on the status of your policy by logging into your online account.
So many people put off purchasing term life insurance for a myriad of reasons; some of the most common being the time and paperwork entailed in starting a policy and their own personal budget. American Life Direct has taken care of the time for you. Their site promotes a user friendly environment and their application process is simple. You can print your policy from your own printer and a hardcopy arrives shortly after via regular post. You can phone to talk to a representative directly if you would prefer that to online conversation, or you can email their costumer service with any questions you might have.
The consumer weighs their own budget and responsibilities to decide on the right insurance amount for their family. The site itself contains great information to help a consumer estimate their needs. This carrier is the perfect fit for anyone who prefers to contemplate their own choices without the aid of a salesperson’s constant input.
